SBI Cards and Payment Share Price Target/Prediction/Forecast 2022, 2023, 2024, 2025, And 2030: Hi, everyone Hope you all are good and here we give you a detailed analysis of SBI Cards and Payment Share which includes a share price target for upcoming years till 2030, a share a market expert view about specific shares, SBI Cards, and Payments strengths, and limitations. We try to every aspect which you all want to know before investing in the shares of SBI Cards and Payments.

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SBI Cards and Payments Services Ltd. which is also known as SBI Cards is a payment solutions provider which provides its services through different types of Cards. SBI Card was launched in the year 1998 by India’s Largest Bank which is the State Bank of India in collaboration with GE Capital. SBI Card is headquartered in Haryana and has branches in over 100 cities across India. In March 2020, SBI Card became the first pure-play Credit card Company to list on the stock exchanges in India. SBI Card is the second-largest credit card provider in the country.

SBI Card recorded a net profit of Rs.2.71 billion and a profit before tax of about Rs.4.38 billion. State Bank of India held a 60% share in SBI Cards and Payment Services Limited and a 40% share in GE Capital Business Processes Management Services Limited. GE Capital held 60% in GE Capital Business Processes Management Services Limited and 40% in SBI Cards and Payment Services limited. Around 2% of India’s total population invests in financial assets. The penetration of the mutual fund industry offers a huge opportunity for the industry to grow. Migration to financial savings, wider distribution, and sustainable performance is expected to enable growth in the industry.

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Here we talk about financial Ratios the return on Equity of SBI Cards and Payment is at 17.00% for the latest year. The P/E ratio of SBI Cards and Payments is the current P/E ratio of 88.78 and the average historical P/E for the last 5 years was 27.09. The P/B ratio can be one of the best Metrics to value such companies. SBI Cards and Payments is Trading at a P/B of 14.90. The average historical P/B for the last 5 years was 4.97. EPS growth indicates company management is increasing the efficiency with which it runs the company.

The company is engaged in the business of issuing credit cards to consumers in India. It offers Indian Consumers access to a wide range of world-class, value-added payment products, and services. The company’s product portfolio includes premium, classic, travel and shopping, exclusive and corporate cards, to cater to both individual and corporate needs.

SBI Cards and Payments is the second-largest credit card provider in the country with a huge number of users. In the year 2020, SBI Card and Payments became the first company that listed itself on the stock exchanges in India. So here we try to predict two shares prices target for the shares of SBI Cards and Payments the first share price target for the share of SBI cards and Payments is around Rs.1353 and the second possible share price target for the shares of SBI Cards and payments which they can attain in the year 2022 is around Rs.1587 which is one of the good sign for investors to invest in this company shares.

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SBI Cards and Payment trade with a pattern called Descending pattern and they were very near to breakout of Descending Triangular Pattern as we know they listed in stock exchange in the year 2020 and SBI cards are very new to this market and it takes time to find stability in a positive direction so for the year 2023 the first share price target for the shares of SBI Cards which they can achieve is around Rs.1835 and second share price target for the share of SBI cards and Payments which they can attain is around Rs.2031.

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When we go through the data provided to us we notice that the SBI Cards and Payments now started to invest their funds in other ventures and company which surely give him good return in the future and acts as a passive source of earning for the SBI Cards and Payments so the first share price target for the shares of SBI Cards and payment which they can find it around Rs.2260 and second share price target for the shares of SBI Cards and payment which they can find it around Rs.2527.

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When we go through the chart of Annual report for the shares of SBI Cards and Payments we find that the SBI cards can be made a handsome amount of profit after paying all the taxes for last five years and achieve their highest amount of Profit in at the end of the financial year 2020 which is about Rs.1244.82cr. and here we try to predict two possible targets for the shares of SBI Cards and Payments which they can find in the year 2025 the first possible target for the shares of SBI Cards and Payments which they can find it around Rs.2700 and the second possible share price target for the shares of SBI Cards and Payments is about Rs.2943.

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At the end of this decade, SBI Cards and Payments has the brand name of SBI which is India’s Largest Bank in India which help SBI Cards and Payments to engage new cardholders for their services and which help them to list as the second-highest numbers of Cards users in the Country and here we try to predict two possible targets for the shares of SBI Cards and Payments which they were able to achieve towards the end of this decade. So we can predict the first share Price Target for the shares of SBI Cards and Payments which they can find around Rs.6368 and the second possible target for the shares of SBI cards and Payments which they can achieve about Rs.9697.

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Here we try to give you an expert view according to the terms which are Ownership, Efficiency, Valuation, and Financials. When we talk about Ownership strength is slightly missing the benchmark which can be resolve shortly with time and when we talk about the efficiency of SBI Cards and Payments knows very well the utilization of its assets. When we talk about the Financials SBI Card and Payments possesses stable growth history and sound margins and at lastly we when we talk about valuation as SBI Cards presently listed in Stock exchange they don’t have an impressive valuation till date and it takes time to achieve some valuation in the market.

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Here we try to tell you some strength which helps you to know more about the Company Shares and data which we try to give you there is get it from Ticker.finology.in and if find any miss correct information regarding the shares of SBI Card and Payments.

1. SBI Card and Payments maintain an impressive ROA for the last 3 Years which is about 4.74% that is very good in itself.

2. SBI Card and Payments have a good return on Equity (ROE) ratio which we analyze for the last 3 years which is about 25.11% which is pretty much again impressive in itself again and try to attract for investors to invest in that. 

3. SBI Card and Payments have an Operating Income which grown well for the company which is about 21.39% which we analyze for the last 3 years.

4. SBI Cards and Payments have 2ND largest number of credit card users in the country according to data published on the site.

5. SBI Cards and Payments have a Back up by India’s Largest Bank that is SBI which helps him to engage new users for them.

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Here we try to tell you some limitations and weaknesses of the SBI Card and Payments shares which is really important to know before investing in the shares of this Company and data which we try to give you there is get it from Ticker.finology.in and if you find any miss correct information regarding the shares of SBI Card and Payments.

1. One of the limitations of SBI Cards and Payments is that they have only a Single Product Company dealing in 100% unsecured lending which will not be a good sign for any company shares.

2. SBI Cards and Payments have an over-dependence on its parent company that is the State Bank of India and a totally unsecured portfolio which they have to upgrade or change as soon as possible.

3. SBI Card and Payments trading at 14.99 times the book value of their shares which will become a risk factor for them in the future.

4. SBI Card and Payments have Provision and contingencies has increased by 39.40% which again not be a good sign for any shares.

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In this artical, We have done a detailed analysis about SBI Cards and Payments and tried to include every aspect in our article that is really essential to know before investing in any specific company shares which include company strength, limitations, share price target for the company shares, try to tell every relatable news and update regarding this share price of SBI Cards and Payments.